Liability Insurance in Force for 2010 – 2011
Through the non-profit organization Fraternal Order of Real Bearded Santas [FORBS], all of the team at Santa For Events is covered by liability insurance. The insurance is issued through Kaercher Campbell of Nevada, 2500 North Buffalo Drive, Suite 230, Las Vegas, NV 89128 — 702-384-2813; 702-386-7970, by Melissa Mason. The policy number is PHPK637150 that is in effect from 10/1/2010 to 10/1/2011, and is a commercial general liability policy.
Policy Limits:
- Each occurrence — $1,000,000
- Damage to rental premises — $100,000
- Personal & ADV injury — $1,000,000
- General Aggregate — $2,000,000
- Products COMP/OP Aggregate — $1,000,000
Santa Walter Roach and 3 companions are covered; while Santa Charles and Santa Steve are covered with 1 companion each. Below are digital images of Santa Walter’s policy; each of the other policies for Santa Charles Roach and Santa Steve Henry Kroninger have the same coverage but is specific to each.

Certificate of Liability Insurance
I am a real bearded Santa in my home town. Can you tell me how much the liability insurance is for myself and myself and Mrs. Claus?
Thanks
We do our insurance through the Fraternal Order of Real Bearded Santas; you may find more information at http://forbsantas.org. It’s ballpark around $250 for a year that ends on October 1st, 2011.